Quotes can be real-time or estimated, and you'll receive them after entering basic information about yourself and your financial situation, depending on the type of insurance you want. Not all insurance marketplaces give you quotes for all types of insurance. Online insurance marketplace providers offer you quotes from several insurance companies, allowing you to compare policy prices in a similar way to how you can use Expedia to compare airline ticket prices. What is an online insurance marketplace provider? However, if you're looking to buy homeowners or life insurance, it's generally better to talk with experts such as an insurance agent and financial advisor to find the best policy for your needs. The bottom line: Policygenius is a good free insurance marketplace choice, provided you're comfortable communicating online and having a third party cull down your options. Can find a lower rate from an insurer Policygenius doesn't partner with.Are shopping for permanent life insurance or homeowners insurance, since these policies require extra consideration.Want to buy insurance directly from the insurer.Would like to learn more in-depth about different types of insurance.Want to chat online or over the phone with a human representative.Prefer a free option to shop for insurance.Want to compare multiple insurance options.
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